The Property Emporium's National Relocation Service

                                         The Buyers Guide To Real Estate                                                               Planning                      

By Robert A Reynolds

                  When is the best time of the year to buy a home?                                                       

NOW! Now is always the best time to buy for several reasons. You loose tax advantages every day you wait. If you wait for interest rates to come down to a lower level, when and if they do the home prices will rise proportionately. Similarly, If home prices happen to fall, it will only be because interests rates have gone up prohibitively. The sooner you get plugged into the system the sooner it goes to work for you - as long as you are on the outside looking in you never get the advantages.

• I think I want to buy a home-how do I start?

• How do I determine how much I can afford?

• How do I know how much monthly payment I can afford?

• How much down payment do I need?

• What sources can I use for my down payment?

• What formulas do most lenders use to determine what monthly payment they will approve?

• How do I go about choosing an area and and a specific home?

• How do I choose a neighborhood?

• Should I look at existing homes or new construction?

• I'll only be in the area six months-should I buy or rent?

• How long do I need to be in the area to make buying a good decision?

• Is it really a good idea to buy instead of rent?

• When is the best time of the year to buy?

• How do the up front costs of buying and renting compare?

• What are the advantages of buying a home?

• How much appreciation can I expect?

• What does Homeowners insurance cover? 

                                                     Choosing A Home 

                                                           The Offer

                                                    Money & Financing